Repo Rate Remains Unchanged as RBI Maintains Policy Stance

Pratik Tibrewala (Senior Vice President & Head Corporate Finance at M3M India), said “The MPC’s decision to keep the repo rate unchanged at 5.25% is indicative of a measured approach which will impact the real estate sector positively. For homebuyers, the stability in repo rate will translate to manageable home loan costs and conviction in buying decisions. For developers, the unchanged repo rate will reinforce disciplined execution of ongoing and pipeline projects. Investors are also set to benefit from a stable environment that consolidates real estate’s positioning as a dependable, non volatile , long term asset. At a broader level, the stability in repo rate will act to keep the momentum of India’s housing demand cycle intact, providing  the sector with the policy continuity it needs to sustain its sustain its ongoing demand-led expansion.”

Sudhanshu Dutt – CEO, Elevate Homes,
 said, “The RBI’s decision to maintain the repo rate at 5.25% reflects a balanced approach towards supporting economic growth while remaining vigilant on inflationary pressures. For the residential real estate sector, policy stability is often more valuable than frequent rate movements, as it provides confidence to homebuyers, investors and developers alike.

For homebuyers, a stable interest rate environment preserves affordability and enables long-term financial planning without concerns of rising EMI obligations. Developers benefit from greater predictability in capital allocation and project execution, while investors gain confidence from a stable macroeconomic backdrop and sustained demand fundamentals.
The housing market has continued to demonstrate resilience, driven by strong end-user demand and rising aspirations for homeownership. With borrowing costs remaining stable and demand momentum intact, we expect the sector to maintain its growth trajectory across key residential markets.”

Preeti Rai – President sales and Strategy, Origen Realty, said, “The RBI’s decision to keep the repo rate unchanged at 5.25% provides much-needed stability to the real estate sector, particularly amid an evolving global economic landscape. The move is expected to support buyer confidence by ensuring greater predictability in home loan interest rates, thereby sustaining end-user demand. A stable interest rate environment also enables developers to plan investments and project execution with greater certainty. As the housing market continues to witness healthy demand, this policy continuity will help maintain positive market sentiment and support the sector’s steady growth trajectory.”
 
Santosh Agarwal, Executive Director & CFO, Alpha Corp Development Limited, said, “The RBI’s decision to maintain the repo rate at 5.25 per cent reflects a balanced approach towards supporting economic growth while ensuring macroeconomic stability amid the current global uncertainties. For the real estate sector, this move provides much-needed certainty and reinforces confidence among both homebuyers and developers. Stable interest rates enhance affordability and encourage buyers to move forward with their purchase decisions, while enabling developers to plan investments, launch new projects, and execute ongoing developments with greater confidence. Overall, the decision is expected to sustain positive market sentiment, support housing demand, and strengthen the sector’s growth momentum in the months ahead.”

Ashish Sharma, AVP Operations, Brahma Group, says, “The RBI’s decision to maintain the repo rate at 5.25% reflects a balanced and prudent approach amid evolving global and domestic economic conditions. For the real estate sector, policy stability is a positive outcome as it helps sustain homebuyer confidence and preserves the affordability gains achieved through the rate-easing cycle over the past year. Stable interest rates provide greater visibility for both developers and consumers, supporting long-term investment decisions. With housing demand remaining resilient across key markets, the continuation of a neutral stance is expected to reinforce market momentum and contribute to the sector’s sustained growth trajectory.”

Rajan Luthra, CFO, ACE- Action Construction Equipment Ltd.

The RBI’s decision to maintain the repo rate at 5.25% reflects a balanced and prudent approach amid evolving global economic conditions. A stable interest rate environment provides businesses with greater visibility for planning investments, capacity expansion, and long-term infrastructure development. For the construction and equipment industry, policy stability is particularly important as it supports project execution, financing confidence, and sustained demand across key sectors. Coupled with the Government’s continued emphasis on infrastructure creation, manufacturing growth, and logistics development, the decision reinforces a positive outlook for the sector. We remain optimistic about the opportunities ahead and believe that stable monetary conditions will continue to support India’s infrastructure ambitions and economic growth trajectory.

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