Mumbai,20th October, 2025: ICICI Bank Limited announced its financial results for the quarter ended September 30, 2025 (Q2 FY2026), reflecting steady growth in profitability, deposits, and advances, along with strong asset quality and robust capital position.

Key Highlights

  • Profit Before Tax (excluding treasury) increased compared to the same period last year.

  • Core Operating Profit showed healthy growth year-on-year.

  • Profit After Tax continued to rise steadily.

  • Deposits grew across all categories, with a strong proportion in current and savings accounts.

  • Domestic Loans expanded across retail, business, and corporate segments.

  • Asset Quality remained strong, with low levels of non-performing assets.

  • Capital Adequacy remained well above regulatory requirements.

Business Expansion

  • The Bank expanded its network with new branches and additional ATMs, enhancing customer access.

  • Retail and business banking portfolios continued to grow, supporting a diverse loan book.

Subsidiaries

  • ICICI Prudential Life Insurance reported growth in new business and profitability.

  • ICICI Lombard General Insurance delivered higher profit and stable combined ratios.

  • ICICI Asset Management, ICICI Securities, and ICICI Home Finance posted healthy earnings.

Consolidated Performance

  • Consolidated profit and assets grew steadily, reflecting overall strength across the group.

ICICI Bank remains committed to delivering sustainable growth and maintaining its strong financial position while providing superior banking services to customers across India.

Certain definitions in this release relating to a future period of time (including inter alia concerning  our future business plans or growth prospects) are forward-looking statements intended to qualify  for the ‘safe harbor’ under applicable securities laws including the US Private Securities Litigation  Reform Act of 1995. Such forward-looking statements involve a number of risks and uncertainties  that could cause actual results to differ materially from those in such forward-looking statements.  These risks and uncertainties include, but are not limited to statutory and regulatory changes,  international economic and business conditions, political or economic instability in the jurisdictions  where the Bank has operations or which affect global or Indian economic conditions, increase in  nonperforming loans, unanticipated changes in interest rates, foreign exchange rates, equity prices  or other rates or prices, our growth and expansion in business, the adequacy of our allowance for  credit losses, the actual growth in demand for banking products and services, investment income,  cash flow projections, our exposure to market risks, changes in India’s sovereign rating, as well as  other risks detailed in the reports filed by us with the United States Securities and Exchange  Commission. Any forward-looking statements contained herein are based on assumptions that the  Bank believes to be reasonable as of the date of this release. ICICI Bank undertakes no obligation  to update forward-looking statements to reflect events or circumstances after the date thereof.  Additional risks that could affect our future operating results are more fully described in our filings  with the United States Securities and Exchange Commission