Mr. Ankur Jalan, CEO, Golden Growth Fund (GGF),  a category II Real Estate focussed Alternative Investment Fund (AIF)
From depositors’ standpoint, a rate cut will create concerns about declining returns on fixed deposits and other interest-bearing savings. A 25-bps reduction in the repo rate would likely push banks to trim deposit rates in the coming months, making it harder for savers to earn meaningful returns. While lower rates may support broader economic growth, affluent investors and family offices often redirect capital toward higher-return products such as real estate–focused Category II AIFs to preserve real yields, thereby improving fundraising momentum for these funds. A lower interest-rate environment also reduces the cost of capital for developers and strengthens project viability, which in turn expands the opportunity for AIFs.
Mr. Lalit Parihar, managing director, Aaiji Group, a Dholera-based real estate firm
 
Between June and now, several macroeconomic factors have evolved in favour of a rate cut. CPI inflation has fallen well below the RBI’s comfort zone, and – complemented by recent GST rationalisation – consumer spending has received a boost. We believe that with another 25-bps cut in the repo rate in this MPC meeting, India’s growth trajectory will strengthen further. The housing market has already benefited from the RBI’s liquidity measured and 100 bps of cut in repo rate between February and June, and it is time to make borrowing more accessible and affordable for homebuyers.
Mr. Vijay Harsh Jha, Founder and CEO of property brokerage firm VS Realtors
The housing market has shown signs of a slowdown in terms of volumes. Although sales values have grown – driven largely by rising prices – this trend indicates that shifting demand dynamics may gradually crowd out genuine homebuyers. A 25-bps rate cut would encourage fence-sitters to enter the market, especially as developers have indicated a pipeline of more affordable inventory in the coming quarters.